Free Financial Tools

Financial Calculators & Tools

Make smarter investment decisions with our free, accurate financial calculators built for the Indian financial system.

Free Calculators

Why Use Financial Calculators?

Financial calculators are essential tools for anyone looking to make informed investment decisions in India's diverse financial landscape.

Accurate Calculations

Our calculators use the exact formulas prescribed by RBI, government schemes, and SEBI-regulated instruments.

Better Financial Planning

Visualize your returns over time with interactive charts to make informed investment decisions.

Compare Options

Compare different investment instruments side-by-side to find the best fit for your risk profile.

Goal-Based Planning

Set financial goals and calculate exactly how much you need to invest to achieve them.

Available on the App

Advanced Calculators on the Ortus App

Get access to our full suite of financial planning tools including SIP, Goal SIP, NPS, CAGR, FIRE, and Tax calculators.

SIP Calculator

Systematic Investment Plan returns

Goal SIP Calculator

Plan SIP for your financial goals

NPS Calculator

National Pension System returns

CAGR Calculator

Compound Annual Growth Rate

FIRE Calculator

Financial Independence, Retire Early

Tax Calculator

Income tax computation

The Importance of Financial Planning

Financial planning is the cornerstone of a secure future. In India, where inflation averages 5-6% annually, simply saving money in a bank account often results in negative real returns. Understanding the power of compounding and making informed investment decisions can make the difference between financial security and financial stress.

Whether you're investing in government-backed instruments like NSC and SSY for guaranteed returns, or exploring market-linked options like mutual funds for higher growth potential, our calculators help you visualize your returns and compare options before committing your hard-earned money.

Tax planning is another crucial aspect — understanding how HRA exemptions work, or how ELSS funds save tax under Section 80C, can save you thousands of rupees every year. Use our free calculators to take the first step toward financial literacy.